Retirement planning is a complex task, as it requires careful consideration of various financial options that can impact a persons future financial security. Below we have illustrated five specific options for retirement planning: Impaired Life Annuities, Transfer Values, Unsecured Pensions, Phased Retirement, and Open Market Options. We look at the benefits and drawbacks of each […]
Money is one of the top stressors for long-term couples. And it’s a topic that makes many couples uncomfortable, whether they’ve just started dating or have been in a long-term relationship or married for years. For couples who understand the importance of getting their money matters out in the open but aren’t sure where to […]
So You Got a Raise (or Promotion or Job Offer): Now What? I’ve had clients ask me what they should do when they’re rewarded for their hard work with a nice bonus, a raise or a job offer. They wonder if it’s time to break open the bubbly and celebrate with a lifestyle upgrade, or […]
The Overwhelm of Losing a Parent Dealing with the death of a parent is profound, emotional, and overwhelming. It can feel like your list of things to do, from notifying friends and family to making end-of-life arrangements and figuring out what to do with all their stuff is endless. Dealing with these types of practicalities […]
As you progress through life, you will encounter many opportunities, challenges, and events – some you’ll have control over – others you will not. Financial planning should be deeply rooted in what matters most to you, which means identifying and leveraging the factors you can control and operating in the space where the two intersect. […]